---
title: "44 International Women’s Day Part 2: The Care Gap, Divorce Gap and Investment Gap Explained"
description: In Part 1 of our International Women’s Day special, Naomi sat down with Natalie Previtera to unpack the gender pay gap and super gap and explore why women continue to retire with less. In this second episode, Naomi and Helene broaden the conversation and look at the bigger picture behind those numbers.
image: https://www.hermoneymatters.com.au/hubfs/2025_06_Her_Money_Matters_Podcast_Artworkaiz4d_300x300.jpg
---
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Mar 9, 2026, 12:00:00 AM
# 44 International Women’s Day Part 2: The Care Gap, Divorce Gap and Investment Gap Explained
 [Naomi Holmes](https://www.hermoneymatters.com.au/blog/author/naomi-holmes)
Share: [facebook-f icon](http://www.facebook.com/share.php?u=https://www.hermoneymatters.com.au/blog/44-international-womens-day-part-2-the-care-gap-divorce-gap-and-investment-gap-explained) [linkedin-in icon](http://www.linkedin.com/shareArticle?mini=true&url=https://www.hermoneymatters.com.au/blog/44-international-womens-day-part-2-the-care-gap-divorce-gap-and-investment-gap-explained) [Twitter icon](https://twitter.com/intent/tweet?url=https://www.hermoneymatters.com.au/blog/44-international-womens-day-part-2-the-care-gap-divorce-gap-and-investment-gap-explained) [pinterest-p icon](http://pinterest.com/pin/create/link/?url=https://www.hermoneymatters.com.au/blog/44-international-womens-day-part-2-the-care-gap-divorce-gap-and-investment-gap-explained) [envelope icon](mailto:?body=https://www.hermoneymatters.com.au/blog/44-international-womens-day-part-2-the-care-gap-divorce-gap-and-investment-gap-explained)
In Part 1 of our International Women’s Day special, Naomi sat down with Natalie Previtera to unpack the gender pay gap and super gap and explore why women continue to retire with less. In this second episode, Naomi and Helene broaden the conversation and look at the bigger picture behind those numbers.
International Women’s Day is a moment to recognise progress, but also to acknowledge the structural and societal factors that still influence women’s financial outcomes today. Many of the gaps we see in pay, retirement savings and investing are not random. They are the result of how work, care and financial systems have historically been designed.
In this episode, Naomi and Helene unpack the key statistics behind these gaps and explore why conversations about financial equality for women remain so important.
In this episode we cover:
• Why International Women’s Day still matters and the theme of Balancing the Scales
• The key statistics behind the gender gaps still affecting women and money
• The care gap and why women continue to carry the majority of caring responsibilities
• The impact of unpaid work and part-time employment on long-term financial security
• The divorce gap and how separation can affect women’s income and financial stability
• The investment gap and why women tend to hold more cash than growth assets
We have also borrowed a word from Aretha Franklin - R.E.S.P.E.C.T.. In our IWD theme of balancing the scales for women and money, what we are really talking about is financial respect, and that includes respect for women’s work, women’s time, women’s contributions, and women’s futures.
[podcast](https://www.hermoneymatters.com.au/blog/tag/podcast)
## Related posts
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## [43 International Women's Day Special: Invest in Yourself with Practical Steps to Grow Your Super](https://www.hermoneymatters.com.au/blog/43-international-womens-day-special-invest-in-yourself-with-practical-steps-to-grow-your-super)
 [Naomi Holmes](https://www.hermoneymatters.com.au/blog/author/naomi-holmes)
Mar 4, 2026, 12:00:00 AM
This is a special podcast episode - one of a two-part series - marking International Women’s Day...
[Read more](https://www.hermoneymatters.com.au/blog/43-international-womens-day-special-invest-in-yourself-with-practical-steps-to-grow-your-super)
[](https://www.hermoneymatters.com.au/blog/39-considering-a-career-change-later-in-life-you-have-the-experience-now-design-the-direction)
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## [39 Considering a Career Change Later in Life? You Have the Experience, Now Design the Direction](https://www.hermoneymatters.com.au/blog/39-considering-a-career-change-later-in-life-you-have-the-experience-now-design-the-direction)
 [Naomi Holmes](https://www.hermoneymatters.com.au/blog/author/naomi-holmes)
Feb 18, 2026, 12:00:00 AM
At some point in midlife, many women begin to feel unsettled in their career. It may start with a...
[Read more](https://www.hermoneymatters.com.au/blog/39-considering-a-career-change-later-in-life-you-have-the-experience-now-design-the-direction)
[](https://www.hermoneymatters.com.au/blog/36-why-money-can-feel-so-hard-avoiding-money-doesnt-mean-you-are-bad-with-it)
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## [36 Why Money Can Feel So Hard: Avoiding Money Doesn't Mean You Are Bad With It](https://www.hermoneymatters.com.au/blog/36-why-money-can-feel-so-hard-avoiding-money-doesnt-mean-you-are-bad-with-it)
 [Naomi Holmes](https://www.hermoneymatters.com.au/blog/author/naomi-holmes)
Feb 9, 2026, 12:00:00 AM
In this episode of the Her Money Matters podcast, Naomi and Helene unpack why so many women avoid...
[Read more](https://www.hermoneymatters.com.au/blog/36-why-money-can-feel-so-hard-avoiding-money-doesnt-mean-you-are-bad-with-it)
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