---
title: "52 When Women Inherit Super: What Happens to Super After a Spouse Dies"
description: "What happens to your super when your partner dies? And would you actually know what to do next?\n\nSuperannuation doesn’t automatically form part of your Will, and that one detail can completely change how your money is passed on. For many women, this is the moment when they may find that they have not really engaged with super… to suddenly being responsible for it."
image: https://www.hermoneymatters.com.au/hubfs/2025_06_Her_Money_Matters_Podcast_Artworkaiz4d_300x300.jpg
---
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May 4, 2026, 12:00:00 AM
# 52 When Women Inherit Super: What Happens to Super After a Spouse Dies
 [Naomi Holmes](https://www.hermoneymatters.com.au/blog/author/naomi-holmes)
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What happens to your super when your partner dies? And would you actually know what to do next?
Superannuation doesn’t automatically form part of your Will, and that one detail can completely change how your money is passed on. For many women, this is the moment when they may find that they have not really engaged with super… to suddenly being responsible for it.
In this episode, Naomi is joined by Maria Ganakas from Prime Super to break down exactly how super works on death, what women need to know about inheritance, and why this is one of the biggest financial transitions many women will face.
What we cover in this episode:
- What happens to super when your spouse dies in Australia
- Why super does not automatically go through your Will
- Binding death benefit nominations: what they are and why they matter
- Reversionary pensions explained and how they create ongoing income
- The emotional impact of inheriting money and making financial decisions under pressure
- Key conversations to have about super, beneficiaries, and retirement
This is one of those episodes that can genuinely change how prepared you feel about your financial future. So take one step this week. Check your super. Start the conversation. Get clear on what would happen.
Because understanding what happens to super in the event of death is a really important topic.
[podcast](https://www.hermoneymatters.com.au/blog/tag/podcast)
## Related posts
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## [08 Holding Out For A Hero - Why Super needs to be your 'Super Hero'](https://www.hermoneymatters.com.au/blog/08-holding-out-for-a-hero-why-super-needs-to-be-your-super-hero)
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Aug 18, 2025, 12:00:00 AM
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[Read more](https://www.hermoneymatters.com.au/blog/08-holding-out-for-a-hero-why-super-needs-to-be-your-super-hero)
[](https://www.hermoneymatters.com.au/blog/26-best-of-2025-replay-why-super-needs-to-be-your-super-hero)
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 [Naomi Holmes](https://www.hermoneymatters.com.au/blog/author/naomi-holmes)
Dec 22, 2025, 12:00:00 AM
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[Read more](https://www.hermoneymatters.com.au/blog/26-best-of-2025-replay-why-super-needs-to-be-your-super-hero)
[](https://www.hermoneymatters.com.au/blog/43-international-womens-day-special-invest-in-yourself-with-practical-steps-to-grow-your-super)
[podcast](https://www.hermoneymatters.com.au/blog/tag/podcast)
## [43 International Women's Day Special: Invest in Yourself with Practical Steps to Grow Your Super](https://www.hermoneymatters.com.au/blog/43-international-womens-day-special-invest-in-yourself-with-practical-steps-to-grow-your-super)
 [Naomi Holmes](https://www.hermoneymatters.com.au/blog/author/naomi-holmes)
Mar 4, 2026, 12:00:00 AM
This is a special podcast episode - one of a two-part series - marking International Women’s Day...
[Read more](https://www.hermoneymatters.com.au/blog/43-international-womens-day-special-invest-in-yourself-with-practical-steps-to-grow-your-super)
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The information on this website is of a general nature and does not consider your personal objectives, financial situation, or needs. Before acting on any information, you should assess its appropriateness to your circumstances and consider seeking professional advice. If you choose to acquire a financial product, you should obtain and read the relevant Product Disclosure Statement (PDS) before making any decision
Naomi Holmes is a Corporate Authorised Representative of Alethia Partners Pty Ltd (ABN 98 676 423 117), which holds Australian Financial Services Licence (AFSL) No. 557729.
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