---
title: "32 Divorce, Money & Mindset: Navigating the Emotional and Financial Journey of Separation"
description: In this episode of Her Money Matters, Naomi and Helene sit down to discuss the end-to-end journey of separation from both a mindset viewpoint as well as the financial considerations along the way.
image: https://www.hermoneymatters.com.au/hubfs/2025_06_Her_Money_Matters_Podcast_Artworkaiz4d_300x300.jpg
---
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Jan 29, 2026, 12:00:00 AM
# 32 Divorce, Money & Mindset: Navigating the Emotional and Financial Journey of Separation
 [Naomi Holmes](https://www.hermoneymatters.com.au/blog/author/naomi-holmes)
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In this episode of Her Money Matters, Naomi and Helene sit down to discuss the end-to-end journey of separation from both a mindset viewpoint as well as the financial considerations along the way.
We explore why money can feel really hard s you are just trying to survive going through separation, why due to the psychology and the emotion of divorce many women can freeze or even rush decisions, and how to move through the separation journey across the 5 different stages of separation.
Please note that this episode may not be relevant to you, but it might be really helpful for someone in your life. If you know someone that is going through separation or divorce, please share this with them. Sometimes the most powerful support is just letting someone you care about know that they are not alone.
This is Part 1 of a two-part series, focusing on the separation process itself. In a future episode, we will turn our attention to rebuilding, life after separation, and creating your next chapter with confidence.
**In this episode, we cover:**
- Why money feels like the last thing you want to focus on during separation
- How stress and emotional load can impact financial decision-making
- Common money behaviours during divorce and what’s driving them
- The stages of the separation journey and what support helps at each point
- Why mindset and financial guidance need to work together
**This episode is for you if:**
- You’re going through separation or divorce and feel stuck, frozen, or overwhelmed
- You’re trying to make financial decisions while managing big emotions
- You support someone navigating separation and want to understand what they’re experiencing
- You want reassurance that you’re not broken — you’re human
We hope that there is lots of practical and helpful tips throughout the podcast, and that I can help you navigation this very emotional time in life.
[podcast](https://www.hermoneymatters.com.au/blog/tag/podcast)
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[](https://www.hermoneymatters.com.au/blog/23-new-year-new-career-is-now-the-time-for-change)
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## [23 New Year, New Career: Is Now the Time for Change?](https://www.hermoneymatters.com.au/blog/23-new-year-new-career-is-now-the-time-for-change)
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Dec 1, 2025, 12:00:00 AM
As the year winds down and the champagne starts calling, so does that little voice in your head...
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Naomi Holmes is a Corporate Authorised Representative of Alethia Partners Pty Ltd (ABN 98 676 423 117), which holds Australian Financial Services Licence (AFSL) No. 557729.
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