---
title: 20 Why a Property Valuation is Your Best Friend to Help You Decide Whether to Stay, Renovate or Move
description: "Ever caught yourself wondering whether to stay, renovate, or move - but felt unsure where to even start?\nBefore you call the agent or start planning that kitchen makeover, this episode of Her Money Matters is a great place to start.\n\nI’m joined by professional Property Valuer Belinda Botzolis, who takes us inside the world of property valuations. We cover off what they really mean, how they’re done, and why understanding your home’s true worth can help you make every decision with more clarity and confidence."
image: https://www.hermoneymatters.com.au/hubfs/2025_06_Her_Money_Matters_Podcast_Artworkaiz4d_300x300.jpg
---
[Skip to content](https://www.hermoneymatters.com.au/blog/20-why-a-property-valuation-is-your-best-friend-to-help-you-decide-whether-to-stay-renovate-or-move#main-content)
[](https://www.hermoneymatters.com.au/homepage)
- [Home](https://www.hermoneymatters.com.au/)
- [About Me](https://www.hermoneymatters.com.au/about-me)
- [Services](https://www.hermoneymatters.com.au/services)
Show submenu for Services
- [Coaching](https://www.hermoneymatters.com.au/coaching)
- [Courses](https://www.hermoneymatters.com.au/courses)
- [Podcast](https://www.hermoneymatters.com.au/podcast)
- [Resources](https://www.hermoneymatters.com.au/resources)
Show submenu for Resources
- [Her Money Blog](https://www.hermoneymatters.com.au/blog)
- [Contact Us](https://www.hermoneymatters.com.au/contact-me)
Open main navigation
Close main navigation
- [Home](https://www.hermoneymatters.com.au/)
- [About Me](https://www.hermoneymatters.com.au/about-me)
- [Services](https://www.hermoneymatters.com.au/services)
Show submenu for Services
- [Coaching](https://www.hermoneymatters.com.au/coaching)
- [Courses](https://www.hermoneymatters.com.au/courses)
- [Podcast](https://www.hermoneymatters.com.au/podcast)
- [Resources](https://www.hermoneymatters.com.au/resources)
Show submenu for Resources
- [Her Money Blog](https://www.hermoneymatters.com.au/blog)
- [Contact Us](https://www.hermoneymatters.com.au/contact-me)
- [Book a chat](https://www.hermoneymatters.com.au/contact-me)
[Book a chat](https://www.hermoneymatters.com.au/contact-me)
Nov 10, 2025, 12:00:00 AM
# 20 Why a Property Valuation is Your Best Friend to Help You Decide Whether to Stay, Renovate or Move
 [Naomi Holmes](https://www.hermoneymatters.com.au/blog/author/naomi-holmes)
Share: [facebook-f icon](http://www.facebook.com/share.php?u=https://www.hermoneymatters.com.au/blog/20-why-a-property-valuation-is-your-best-friend-to-help-you-decide-whether-to-stay-renovate-or-move) [linkedin-in icon](http://www.linkedin.com/shareArticle?mini=true&url=https://www.hermoneymatters.com.au/blog/20-why-a-property-valuation-is-your-best-friend-to-help-you-decide-whether-to-stay-renovate-or-move) [Twitter icon](https://twitter.com/intent/tweet?url=https://www.hermoneymatters.com.au/blog/20-why-a-property-valuation-is-your-best-friend-to-help-you-decide-whether-to-stay-renovate-or-move) [pinterest-p icon](http://pinterest.com/pin/create/link/?url=https://www.hermoneymatters.com.au/blog/20-why-a-property-valuation-is-your-best-friend-to-help-you-decide-whether-to-stay-renovate-or-move) [envelope icon](mailto:?body=https://www.hermoneymatters.com.au/blog/20-why-a-property-valuation-is-your-best-friend-to-help-you-decide-whether-to-stay-renovate-or-move)
Ever caught yourself wondering whether to *stay*, *renovate*, or *move -* but felt unsure where to even start?
Before you call the agent or start planning that kitchen makeover, this episode of *Her Money Matters* is a great place to start.
I’m joined by professional Property Valuer Belinda Botzolis, who takes us inside the world of property valuations. We cover off what they really mean, how they’re done, and why understanding your home’s true worth can help you make every decision with more clarity and confidence.
Inspired by Flo Rida’s hit *“My House”*, we’re talking about what it really means to own, love, or leave your home, and how a proper valuation can help you decide whether to marry it, spruce it up, or move on.
We’ll break down why valuations differ from real estate appraisals, the surprising factors that influence your home’s value, and the practical steps you can take to get the most accurate result. Whether you’re refinancing, renovating, downsizing, or just curious, this episode will help you make informed choices about your biggest asset.
🎧 So kick back, press play, and welcome to *your house* — because knowing what it’s worth is the first step in shaping your financial future.
[podcast](https://www.hermoneymatters.com.au/blog/tag/podcast)
## Related posts
[](https://www.hermoneymatters.com.au/blog/02-money-for-nothing-6-ways-to-help-your-kids-into-the-property-market)
[podcast](https://www.hermoneymatters.com.au/blog/tag/podcast)
## [02 Money for Nothing - 6 Ways to Help Your Kids into the Property Market](https://www.hermoneymatters.com.au/blog/02-money-for-nothing-6-ways-to-help-your-kids-into-the-property-market)
 [Naomi Holmes](https://www.hermoneymatters.com.au/blog/author/naomi-holmes)
Jul 7, 2025, 12:00:00 AM
As much as we loved that Dire Straits song back in the day, there’s no such thing as money for...
[Read more](https://www.hermoneymatters.com.au/blog/02-money-for-nothing-6-ways-to-help-your-kids-into-the-property-market)
[](https://www.hermoneymatters.com.au/blog/51-finding-your-mojo-after-divorce-dating-repartnering-and-money-mistakes-to-avoid)
[podcast](https://www.hermoneymatters.com.au/blog/tag/podcast)
## [51 Finding Your Mojo After Divorce: Dating, Repartnering and Money Mistakes to Avoid](https://www.hermoneymatters.com.au/blog/51-finding-your-mojo-after-divorce-dating-repartnering-and-money-mistakes-to-avoid)
 [Naomi Holmes](https://www.hermoneymatters.com.au/blog/author/naomi-holmes)
Apr 27, 2026, 12:00:00 AM
This is the final episode in our three-part series where we go through end to end how to survive...
[Read more](https://www.hermoneymatters.com.au/blog/51-finding-your-mojo-after-divorce-dating-repartnering-and-money-mistakes-to-avoid)
[](https://www.hermoneymatters.com.au/blog/37-selling-a-property-before-you-choose-a-real-estate-agent-listen-to-this)
[podcast](https://www.hermoneymatters.com.au/blog/tag/podcast)
## [37 Selling a Property? Before You Choose a Real Estate Agent, Listen to This](https://www.hermoneymatters.com.au/blog/37-selling-a-property-before-you-choose-a-real-estate-agent-listen-to-this)
 [Naomi Holmes](https://www.hermoneymatters.com.au/blog/author/naomi-holmes)
Feb 11, 2026, 12:00:00 AM
Selling a property is one of the biggest financial decisions most of us will ever make, It's one of...
[Read more](https://www.hermoneymatters.com.au/blog/37-selling-a-property-before-you-choose-a-real-estate-agent-listen-to-this)
#### Navigate
[Home](https://www.hermoneymatters.com.au/homepage)
[About Naomi](https://www.hermoneymatters.com.au/about-me)
[Services](https://www.hermoneymatters.com.au/services)
[Resources](https://www.hermoneymatters.com.au/resources)
[Contact us](https://www.hermoneymatters.com.au/contact-me)
#### Let's be friends
| | | | | |
| --- | --- | --- | --- | --- |
#### General Advice Warning
The information on this website is of a general nature and does not consider your personal objectives, financial situation, or needs. Before acting on any information, you should assess its appropriateness to your circumstances and consider seeking professional advice. If you choose to acquire a financial product, you should obtain and read the relevant Product Disclosure Statement (PDS) before making any decision
Naomi Holmes is a Corporate Authorised Representative of Alethia Partners Pty Ltd (ABN 98 676 423 117), which holds Australian Financial Services Licence (AFSL) No. 557729.
For more detailed information, please refer to our [Financial Services Guide (FSG)](https://www.hermoneymatters.com.au/hubfs/HMM%20Financial%20Service%20Guide%20September%202025%20.pdf).
[](https://www.hermoneymatters.com.au/)
© 2026 Her Money Matters
```json
{
"@context" : "https://schema.org",
"@type" : "BlogPosting",
"author" : {
"@type" : "Person",
"name" : "Naomi Holmes",
"url" : "https://www.hermoneymatters.com.au/blog/author/naomi-holmes"
},
"dateModified" : "2026-05-15T04:51:05.693Z",
"datePublished" : "2025-11-09T13:00:00.000Z",
"headline" : "20 Why a Property Valuation is Your Best Friend to Help You Decide Whether to Stay, Renovate or Move",
"image" : [ "https://www.hermoneymatters.com.au/hubfs/2025_06_Her_Money_Matters_Podcast_Artworkaiz4d_300x300.jpg" ],
"mainEntityOfPage" : {
"@id" : "https://www.hermoneymatters.com.au/blog/20-why-a-property-valuation-is-your-best-friend-to-help-you-decide-whether-to-stay-renovate-or-move",
"@type" : "WebPage"
},
"publisher" : {
"@type" : "Organization",
"logo" : {
"@type" : "ImageObject",
"url" : "https://www.hermoneymatters.com.au/hubfs/Tamara%20Naomi%20Her%20Money%20Her%20Future...%20Week%203%20%20Presentation.png"
}
}
}
```