---
title: 08 Holding Out For A Hero - Why Super needs to be your 'Super Hero'
description: "Your super is one of the most powerful tools you have to build wealth, but it can just as easily work against you if you ignore it. In this episode of Her Money Matters, we’re diving into everything you need to know about super, from what it is to how you can make it work harder for your future.\nYou might not think of your super as a superhero, but it has the power to be one of the greatest financial forces in your life. However it can also turn into a bit of a villain if you leave it to its own devices."
image: https://www.hermoneymatters.com.au/hubfs/2025_06_Her_Money_Matters_Podcast_Artworkaiz4d_300x300.jpg
---
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Aug 18, 2025, 12:00:00 AM
# 08 Holding Out For A Hero - Why Super needs to be your 'Super Hero'
 [Naomi Holmes](https://www.hermoneymatters.com.au/blog/author/naomi-holmes)
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Your super is one of the most powerful tools you have to build wealth, but it can just as easily work against you if you ignore it. In this episode of *Her Money Matters*, we’re diving into everything you need to know about super, from what it is to how you can make it work harder for your future.
You might not think of your super as a superhero, but it has the power to be one of the greatest financial forces in your life. However it can also turn into a bit of a villain if you leave it to its own devices.
In this episode, we’re diving into what super actually is, how it works, and why giving it a little attention now can make a big difference down the track. You’ll learn:
- Why should we care about it and what makes it so attractive
- What happens if you don’t pick a fund (and why that’s still a choice)
- The difference between industry, retail and SMSFs
- How and when you can access your super
Channelling Bonnie Tyler, "If you’ve been holding out for a hero" this episode will show you that your super might just be it.
🎧 Subscribe to *Her Money Matters* for more real conversations about money, or head to [hermoneymatters.com.au](https://www.hermoneymatters.com.au/) if you’d like a hand getting your super sorted through 1:1 coaching.
[podcast](https://www.hermoneymatters.com.au/blog/tag/podcast)
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## [26 Best of 2025 Replay: Why Super Needs to Be Your Super Hero](https://www.hermoneymatters.com.au/blog/26-best-of-2025-replay-why-super-needs-to-be-your-super-hero)
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Dec 22, 2025, 12:00:00 AM
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[Read more](https://www.hermoneymatters.com.au/blog/26-best-of-2025-replay-why-super-needs-to-be-your-super-hero)
[](https://www.hermoneymatters.com.au/blog/52-when-women-inherit-super-what-happens-to-super-after-a-spouse-dies)
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## [52 When Women Inherit Super: What Happens to Super After a Spouse Dies](https://www.hermoneymatters.com.au/blog/52-when-women-inherit-super-what-happens-to-super-after-a-spouse-dies)
 [Naomi Holmes](https://www.hermoneymatters.com.au/blog/author/naomi-holmes)
May 4, 2026, 12:00:00 AM
What happens to your super when your partner dies? And would you actually know what to do next?...
[Read more](https://www.hermoneymatters.com.au/blog/52-when-women-inherit-super-what-happens-to-super-after-a-spouse-dies)
[](https://www.hermoneymatters.com.au/blog/46-mortgage-vs-super-should-you-pay-down-debt-or-contribute-more-to-super)
[podcast](https://www.hermoneymatters.com.au/blog/tag/podcast)
## [46 Mortgage vs Super: Should You Pay Down Debt or Contribute More to Super?](https://www.hermoneymatters.com.au/blog/46-mortgage-vs-super-should-you-pay-down-debt-or-contribute-more-to-super)
 [Naomi Holmes](https://www.hermoneymatters.com.au/blog/author/naomi-holmes)
Mar 23, 2026, 12:00:00 AM
In today’s episode, Naomi and Helene are discussing one of the most common questions that gets...
[Read more](https://www.hermoneymatters.com.au/blog/46-mortgage-vs-super-should-you-pay-down-debt-or-contribute-more-to-super)
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The information on this website is of a general nature and does not consider your personal objectives, financial situation, or needs. Before acting on any information, you should assess its appropriateness to your circumstances and consider seeking professional advice. If you choose to acquire a financial product, you should obtain and read the relevant Product Disclosure Statement (PDS) before making any decision
Naomi Holmes is a Corporate Authorised Representative of Alethia Partners Pty Ltd (ABN 98 676 423 117), which holds Australian Financial Services Licence (AFSL) No. 557729.
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