---
title: 03 Sweet Dreams Are Made of This - Building Your Dream Retirement
description: We all have a vision of what retirement could look like—slow mornings, blue skies, freedom to do what you love (and none of what you don’t). But how do you go from daydreaming to actually designing a retirement that works? In this episode of Her Money Matters, we unpack what it takes to turn sweet dreams into reality.
image: https://www.hermoneymatters.com.au/hubfs/2025_06_Her_Money_Matters_Podcast_Artworkaiz4d_300x300.jpg
---
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Jul 14, 2025, 12:00:00 AM
# 03 Sweet Dreams Are Made of This - Building Your Dream Retirement
 [Naomi Holmes](https://www.hermoneymatters.com.au/blog/author/naomi-holmes)
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We all have a vision of what retirement could look like—slow mornings, blue skies, freedom to do what you love (and none of what you don’t). But how do you go from daydreaming to actually designing a retirement that works? In this episode of Her Money Matters, we unpack what it takes to turn sweet dreams into reality. We’ll walk through the key questions you need to be asking right now:
When will you retire?
How much income will you need? (This is where we find your number.)
And how much capital will you need to make that income last? Once we’ve explored those pieces, we’ll talk about how to start building a plan that’s clear, doable, and designed just for you. Because your dream retirement shouldn’t be left to chance—it should be shaped by choice. If you would like help planning your own retirement, I offer personalised financial coaching sessions. You can find out more at: https://www.hermoneymatters.com.au/coaching. So tune in and let’s start connecting your numbers to your vision—because sweet dreams are made of this. SHOW MENTIONS: ASFA 'Moderate Versus Comfortable Lifestyle' https://www.superannuation.asn.au/wp-content/uploads/2025/06/ASFA\_Retirement\_Standard\_Budgets\_Mar\_25\_quarter.pdf
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Sep 1, 2025, 12:00:00 AM
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The information on this website is of a general nature and does not consider your personal objectives, financial situation, or needs. Before acting on any information, you should assess its appropriateness to your circumstances and consider seeking professional advice. If you choose to acquire a financial product, you should obtain and read the relevant Product Disclosure Statement (PDS) before making any decision
Naomi Holmes is a Corporate Authorised Representative of Alethia Partners Pty Ltd (ABN 98 676 423 117), which holds Australian Financial Services Licence (AFSL) No. 557729.
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